Question 1

How is my loan amount calculated?

Accepted Answer

Your maximum loan amount is based on the current spot price of your collateral multiplied by our LTV ratio: up to 70% for Bitcoin, and competitive rates for gold and silver. Use the estimator to see a real-time quote.

Question 2

Are the estimated rates guaranteed?

Accepted Answer

The estimator uses live spot prices and our standard rate of 7.5% monthly interest plus a 2.5% origination fee. Final terms are confirmed at the time of your loan agreement.

Question 3

What is LTV and why does it matter?

Accepted Answer

LTV (Loan-to-Value) is the ratio of your loan amount to the market value of your collateral. A lower LTV means more buffer before a margin call. We lend up to 70% LTV, meaning if your collateral is worth $10,000 you can borrow up to $7,000.

Loan Estimator — How Much Can You Borrow Against Bitcoin, Gold & Silver?